..what is it, Sharon?" he asked, seeing the look on herface."That's not what he called it when he was over for dinner Friday night,"she said. "He called it a swap."Jack shrugged."People often throw the term 'swap' around when they mean somethingelse, although I don't think I've ever heard reinsurance described thatway. Reinsurance is one insurance company paying a premium to anotherinsurance company to cover a potential loss insured by the former. Thereis a possibility of something called a retrocession, in which thereinsured loss is ceded back to the original insurer. Maybe that's whathappened here." No," Jocelyn said. "It was a straight financial reinsurance deal, witha two year term." Could it have been done using a noninsurance contract? Like some kindof derivative?" Jack asked. Jocelyn didn't think so, but promised tocheck it out."Be discreet," Jack said. "Until everyone calls, you really don't knowwho's holding what cards."Jocelyn agreed."Jack," Sharon asked softly, "will you. Of course it is only a hundred pounds or so, but still. I sigh softly and manage a smile. ‘I’m fine.’ I whisper. I don’t tell him to put me down, because I don’t want him to. He’s warm, and he’s safe. He frowns. ‘You quit breathing.’ he says. I nod, since I’m well aware of this fact. He sighs and carries me up a set of stairs I hadn’t previously noticed. He unlocks the door at the top of the stairs and puts me down on the couch. ‘I know you say you are fine, but humor me. Stay here as long as you need.’ he says. I roll my eyes but relax against the cushions. Suddenly I do feel very sleepy. He closes the door behind him after kissing the top of my head gently. I slip into my dreams almost immediately. They are not, I’m sorry to say, very pleasant. Somewhere in my mind I know this can’t be happening, because it already has, but that doesn’t really help any. I watch, tied in the floor again, as he kills my parents. He then comes toward me, holding that bloody fillet knife. I whimper, a.
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