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They sold shares to members to raise the capital necessary to buy goods at lower than retail prices, and then sold the goods at a savings to members. In doing so, they became the first credit union." "Canada started their credit unions around the turn of the century and it became a major part of Canadian life. Credit unions continue to look out for their members' interests and provide a level of service that is not generally available at other financial institutions. Whether it's providing a loan to help a member cover unexpected medical bills, giving financial counselling to a member whose company closed its doors, or simply offering a better deal on a used car loan, credit unions make a difference for their members and the communities they serve." "If we can organise a credit union in this town I feel we would not only be helping the folk who live and work here but it would also benefit the local businesses and keep the money in the town, everyone would benefit by it."It was. Terry, the barman, told me that the pub was generally quieter Monday to Thursday evenings, but that on Friday and Saturday nights it really pumped.After dinner on my first Thursday evening, I popped into the bar for my nightly beer. Sitting at the counter I observed a man enter. He looked like your typical cowboy. After placing his hat on a stand at the door, he approached the bar.Before ordering his beer he observed me and uttered a friendly, “Howdy.”Terry introduced the cowboy as Abe, and me as Perry. With his beer in hand, Abe sat on the stool next to me. Abe worked on a nearby farm and always frequented the bar on Thursdays, finding Fridays and Saturday nights much too rowdy.Abe was about six-foot-two tall and fairly bulky. The skin on his face and hands looked like old leather. I would find out during the evening that he was actually thirty-six-years old, but he looked well over forty years of age to me. Abe had a light brown dust ring on his forehead, presumably from his cowboy.
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